Wednesday, May 28, 2014

Things to Know This Week at Hummel Insurance Services

  • CD rates getting you down? It’s no secret that CD rates have been lousy for a long time. There is some good news, however. The Personal Choice Annuity from Sentinel Security Life actually raised their interest rates recently and offers a very competitive rate of 3.3% guaranteed for 5 Years! If you have as little as $2500 (Qualified or Non-Qualified) that is earning less than 3.3%, why not take advantage of the tax-deferred benefit of an annuity?
  • Have you ever:
    • Been overcharged for a repair?
    • Received a speeding ticket
    • Been audited?
    • Signed a document?
    • Prepared a will?
If you are like most people, you have had to deal with at least one of the above situations at some point in your life. If you haven’t completed the last item on the above list (Preparing a Will), what’s stopping you? Maybe you just put up with being overcharged, receiving a ticket, or any of the other items in the above list (which is just a small sample) because you were worried about how much it would cost to hire an attorney. With LegalShield, a small monthly fee puts you in touch with an experienced and respected law firm. You’ll be only a phone call away from the legal services you may need. Go to: www.legalshieldassociate.com/hub/craighummel for more information, or call Craig at 712-482-6424.

  • Dental, Vision, Hearing. Three types of expenses not covered on Medicare Supplements (unless a medical necessity), or some health insurance policies unless resulting in a medical diagnosis. As little as $25 per month will give you some protection against these routine costs.
  • Critical Illness Coverage. The good news is that more people than ever before recover from a Heart Attack, Stroke, or Cancer. The bad news is that recovery can be very costly, with many of those expenses being non-medical and excluded from your health insurance policy. Critical Illness coverage pays YOU a lump sum upon your being diagnosed with any one of twenty-two conditions.

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